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THINGS YOU SHOULD KEEP IN MIND WHEN YOU ARE BUYING HOME FOR THE FIRST TIME


If you are thinking of buying a home and this is your first time for it, you would need to plan out your essentials first before you proceed. Listed below are a few tips which will come in handy when you venture out for buying your house. Go ahead and read along!

1. Excellent Financial Planning

A basic criterion when you start to plan for buying a new house is financial feasibility. Plan out your budget accordingly and make sure that you can afford your EMIs at a sustainable plan, so that you do not remain washed ashore after the deductions for the same.


2. Assess your future needs and goals

Be very clear about the requirements you want from a particular estate which you invest upon. Decide whether the investment is worthy of the requirements and specifications you possess and act accordingly.

3. Analyze the different interest rates

Well, there are basically two interest rate types – fixed and floating. Fixed, as the name suggests, remains constant. Floating, on the other hand, varies according to market trends. So, before proceeding, do make a chart of the kind of interest you pay, as per the flexibility requirement of the EMIs.

4. Intensive Research in Location

Depending on the type of requirement, it is advisable first to research against the location you intend to invest in, so that you can analyze whether is investment is worth the same in the long run.

5. Research about rent prices in the area

Investment for rent based property highly recommends extensive research regarding the existing prices so as to derive maximum benefits for the same.

6. Improvisation in CIBIL score

This score proves useful to you when you are applying for a loan. A low score may get your application for loan gets rejected right away. A greater score will help the lender decide better on the variety of loans they may assign you. So chose wisely and improve your CIBIL score accordingly.


7. Good values for resale

At some point or the other, you might want to sell off the existing property and get a more prospective one or simply for monetary emergency. Considering this option, you might want to check it further how much you can gain for resale of the corresponding property.

8. Property Search route 

The property business has prospered. In order to avoid any confusion regarding the routes to the given property, you might want to check out the routes available on the website www.indiaproperty.com. Also, you can accordingly contact assisted property on 0928100111 for any information and other serif.

9. Water supply and sewage systems

Well, this is one particular aspect, you cannot definitely overlook. This is a crucial factor you might want to consider to ensure that there is sufficient water supply and an efficient disposal of sewage systems readily available for your property.

10. Understand your payment plan

When you are planning on a construction on the corresponding property, you would want to check out the payment plans available for the same. You can choose from construction linked payment or time linked payment. Also, you can deduce to pay via cash or cheque as per your feasibility conditions for the same.


Happy House Hunting!

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